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Bank of America Waiting For XRP - Ripple Updates + AnalysisBank of America Institute explores the future of cryptocurrency assets and Web3. Learn why we're still in the early stages of a decentralized economy. CBDCs typically use blockchain technology to increase efficiency and lower costs. A stablecoin is a type of cryptocurrency whose value is pegged. The $1 billion-asset institution shuttered its mobile banking platform for digital asset purchases on Wednesday, following a consent.